Buyer's Guide

Choosing a Home Inspector

What to look for — and what to ask — before you hire a home inspector in Fort Collins, Loveland, and Northern Colorado.

A home inspection is one of the most consequential steps in a real estate transaction. The inspector you choose will either give you a clear, accurate picture of the property — or they won't. Colorado does not require home inspectors to be licensed, which means the quality gap between inspectors is wider here than in many other states.

The criteria below reflect what actually matters: professional certification, local experience, technical credentials, and the ability to communicate findings clearly and within proper context. We've also included a free Inspector Comparison Worksheet you can use to evaluate multiple inspectors side by side.

Six criteria that matter

Use these to evaluate any inspector — including us.

Professional certification

Colorado does not require state licensing for home inspectors, so certifications are your primary quality signal. ASHI (American Society of Home Inspectors) sets the industry's most rigorous standards of practice. Jon Rudolph holds the ASHI Certified Inspector (ACI) designation — ASHI's highest level — at ACI #211581.

Years of local experience

Northern Colorado homes present specific challenges: expansive clay soils, radon-prone geology, hail-damaged roofs, older electrical systems in Fort Collins' historic neighborhoods, and crawl spaces common in Loveland and Windsor. Jon has inspected homes across this region since 2002 — over two decades of local knowledge.

Who actually performs the inspection

Ask the company: will the person I'm speaking with be the one who shows up? With large franchise operations, the answer is often no. At Inspections By Referral, Jon Rudolph personally performs every inspection. His business has grown entirely through referrals — a direct reflection of consistent, personal service.

Engineering and technical background

A geotechnical and civil engineering background gives Jon a structural and systems-level perspective that most inspectors lack. He can identify foundation movement patterns, load-path concerns, and soil-related issues — and explain them clearly, calmly, and within proper technical context.

Specialty certifications

Radon is a serious health risk in Northern Colorado — Larimer County is in EPA Zone 1, the highest risk category. Jon is a NRPP Certified Radon Measurement Professional (NRPP #113081 RMP, CO #RME.0000181). He is also a Certified Infrared Thermographer, using thermal imaging to detect hidden moisture, insulation gaps, and electrical issues. Jon holds a FAA Remote Pilot Certificate with a small UAS rating, enabling drone-assisted roof and exterior inspections (certificate number pending).

A report you can actually use

A home inspection report should help you make an informed decision — not overwhelm you with jargon or alarm you unnecessarily. Jon's reports are photo-documented, clearly written, and contextualized: every finding is explained in terms of its significance, so you understand what matters and what doesn't.

About Jon Rudolph

Inspections By Referral — Fort Collins & Loveland, CO

  • ASHI Certified Inspector — ACI #211581
  • NRPP Certified Radon Measurement Professional — NRPP #113081 RMP, CO #RME.0000181
  • Certified Infrared Thermographer
  • FAA Remote Pilot Certificate — Small UAS Rating (Part 107, certificate number pending)
  • Geotechnical and civil engineering background
  • Serving Northern Colorado since 2002
  • Every inspection performed personally by Jon Rudolph
  • Business built on referrals

Frequently asked questions

Does Colorado require home inspectors to be licensed?

No. Colorado does not have a statewide licensing requirement for home inspectors. This makes professional certifications — especially ASHI membership — more important, not less. Always verify credentials independently.

Should I attend the inspection?

Yes, if at all possible. Walking through the home with your inspector gives you a firsthand understanding of the findings and the opportunity to ask questions in real time. Jon welcomes buyers at every inspection.

Is radon testing really necessary in Fort Collins and Loveland?

Strongly recommended. Larimer County is in EPA Radon Zone 1 — the highest risk designation. Radon is the second leading cause of lung cancer in the United States. Testing is inexpensive relative to the risk, and Jon is a NRPP Certified Radon Measurement Professional.

What is a sewer scope inspection and do I need one?

A sewer scope uses a camera to inspect the underground sewer lateral from the home to the main line. It can reveal root intrusion, pipe deterioration, bellies, and blockages — issues that are invisible during a standard inspection. Recommended for any home over 20 years old.

How long does a home inspection take?

A thorough inspection of a typical single-family home takes 2.5 to 4 hours, depending on size, age, and complexity. Jon does not rush. A complete inspection takes the time it takes.

Can I use the inspection report to negotiate repairs?

Yes. A well-documented inspection report is a negotiating tool. Jon's reports include photographs and clear descriptions of every deficiency, giving you and your agent the documentation needed to request repairs or price adjustments.

Compare inspectors side by side

Download our free Inspector Comparison Criteria Worksheet to evaluate multiple inspectors using the same criteria.